I have been a little less active on the blog since this fall. Some might think it is a form of weariness, but it is precisely the opposite that is happening. I have reached a stage where I see that the different bricks laid progressively over the years are stacking up as they should. I have come to contemplate the construction site from afar, to appreciate it and to already imagine myself living in this new house that is financial independence. All the floors are built, all that remains is to put on the roof and to tackle the interior fittings.
When you start this long journey, at first you feel like you are half in a dream, half in the fog. You imagine a happy outcome, but with vague outlines. You move forward gropingly, a little to the left, a little to the right, sometimes even going backwards. Most of the time you feel like you are going nowhere. It is only by stopping for a moment at the side of the road that you can see the distance you have traveled. With a bit of luck, you can even see the final goal in the distance.
Here I am today. It is not the first time that I have taken the time to breathe, but it is the first time that my questions no longer revolve around the how, but around the when. I have learned the how throughout this journey, in pain, from the first steps. The path has indeed been particularly hostile, from the starting line. It forced me to question all my certainties. To wipe the slate clean.
During this stage break, which is perhaps the last one before the finish line, I felt the need to put together the knowledge acquired so far. For this reason, I started writing a new e-book a few weeks ago, which should be published no later than spring 2020. Enough to start fresh as a daisy towards the final goal.
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What a journey! And despite the doubts and obstacles, you have managed to stay the course. Fortunately, because it is only by questioning the establishment that we give ourselves the chance to avoid ending up like everyone else: retired at 65 wondering how to make ends meet.
Thanks bro!
Beautiful, elegantly written article that presents the investor's journey in metaphors with a happy ending at the end... Enough to motivate those who are still on the hostile part of the path. Thank you!
Thanks Martin!
You sum up well the path to take towards a goal, here financial independence. The path is long, there is no miracle, even Buffet took his time to get where he is, it did not happen in the blink of an eye! I am happy to feel serenity in your text, I am also moving forward on my path and I sometimes try to avoid a detour according to your many relevant remarks. I wish you to put a beautiful roof on this solid house and thank you for sharing your construction secrets 🙂
Thank you AGU. And yes, everyone has their own tastes when it comes to real estate, but the basic rules of construction remain the same for everyone.
It's true that with your head down, you don't really see how far you've come....
But in the end, the work pays off 🙂 Well done and good luck
Nat
Well done! A course that is well constructed normally arrives at a solid result.
The current environment is not very favorable to achieve its goal between zero interest, real estate prices in the sky and shareholder markets at their highest. If the asset base is not well diversified I find that it is a real headache if we have to buy, one of the shares, the other of the real estate.
Diversification of asset classes is key. Moreover, it is still possible to find affordable stocks outside the US and Switzerland.