Eight years. I do and redo my calculations in my head, but I always arrive at the same number. Eight years of still working. It's long and short at the same time. Long because it represents almost 2,000 days of having to get up every morning to earn a living. Short because looking back eight years, I have the impression that it was almost yesterday.
Since I started my quest for financial independence, I see the years go by, but nothing changes in my initial goal, except that it is getting closer and closer. I am neither ahead nor behind. I am "just in time".
Eight years. It's not much when you think about it. I can already imagine myself at the end of 2022 telling myself that I only have one more year to work. What a special feeling that must be... a bit like before going on vacation: a mixture of tiredness and excitement.
Of course, we are not there yet. As I said recently, I am not sure I can wait that long. By increasing my savings capacity and the performance of my investments, I have the opportunity to shorten this deadline. If I succeed, all this could happen even sooner. To do this, it will take courage, perseverance, wisdom and even a little luck.
But one thing is certain, in eight years at the latest I will be a rentier. Seen like that, it helps to put a lot of things into perspective...
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Well done !
How long has it been since you started this adventure? (sorry, I'm surfing from my cell phone and don't have the courage to read the whole blog at this time...)
It's hard to answer this question simply. I probably always subconsciously wanted to become a rentier. I started to have a clear idea about it about fifteen years ago. At the same time I started to put aside a little and dabble in the stock market. But it's really been five years since I started getting serious about it by launching this blog.
Jérôme, to put things in perspective, can you tell us your age? Or at least the age you will be when you retire at the latest? 🙂
I plan to be a pensioner before I'm 50. That's a nice plan.
Hello Jerome,
Great! …For more precision, I would like to know roughly what represents the savings effort or the initial capital that you consider to be minimal to succeed in such a strategy? Thank you for this site!
Good morning,
I think that to be a rentier in Switzerland, you need a capital of around 3 million CHF. With my wife, we are at almost 2 million, and we absolutely do not have the means to reside properly and without living like rats in the Canton of Geneva.
Do you share my analysis?
Patrick (among the poor in Haute Savoie)
It's hard to answer like that but I think you should be able to do it with your current wealth.
Not living like rats also means not consuming like them.
See the following articles:
http://www.dividendes.ch/2013/03/ou-va-votre-argent
http://www.dividendes.ch/2012/12/tout-ce-quil-faut-savoir-pour-devenir-un-rentier-precoce/
See also my ebook:
http://www.dividendes.ch/e-book-profession-rentier/