Rereading my last posts, I realize that I let off steam a little too much on the world of work instead of turning to my one and only real goal: financial independence. Of course, this quest is mainly due to my disenchantment with the current professional world, but there is no point in constantly crying wolf, it is better to face the problems, or run away from them, depending on the circumstances. Running away is not necessarily proof of failure or lack of boldness. Sometimes, in fact, the environment is so unfavorable that it is better to start all over again rather than fight uselessly against all odds.
As I spent the last year sweating like a maniac at my workplace, I almost forgot that the stock market had only gone up. I look at the performance demon portfolio and I am almost stunned. I did nothing for this, no purchases, no sales, and I barely monitored what was happening with my securities. My small dividends were coming in, that was enough for me. And in the end I must say that this performance leaves me a little dreamy, pensive, but also doubtful. I have already experienced enough disappointments on the stock market not to be suspicious when everything seems too good to be true.
In short, on the securities side, things are going well, even very well. In addition to the capital gain, the income from dividends also continues to climb. For the moment, I am perfectly on track to financial independence. In addition, while I have been working like a slave for several months, I have managed to amass some interesting savings, which can be used at the next market correction. I feel a bit like the ant patiently waiting for the north wind to show its face.
The wheel turns. I've been toiling and being exploited for quite some time, but I've held firm and now I'm starting to see the fruits of my efforts.
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Patience is always rewarded. Good luck on your path to financial independence.
Thanks Fred!
Most studies show that investors overestimate their timing ability. Buy&hold is more suitable for the majority of non-institutional investors.
I totally agree with Lionel, good timing is extremely difficult to have, however, you have to manage to strengthen yourself in the companies you have chosen in times of turbulence, which is not always easy psychologically because doubt is often present. The psychological notion is one of the essential points in stock market investment.
It takes a lot of maturity in the stock market not to get excited about the indecent returns during certain periods, with the harmful consequence of wanting to buy left, right and centre, and conversely to keep a cool head when the markets collapse and everyone panics. It is in these last moments that the long-term oriented value investor can pull his weight. It is not trading, nor wanting to do timing, it is just common sense and the will to want to do good business.
Hello Jerome,
Indeed, your last posts were a bit "heated" with regard to the world of work... :). Nothing surprising in my opinion, I strongly believe that most of us, like you, regularly experience more or less prosperous professional periods.
Being a complete beginner in the field of dividends, (a little more experienced in real estate), I would have a question concerning your objective if you allow me: what is your monthly objective in terms of the amount of financial income through dividends? Where are you currently in relation to this objective?
Excuse the direct question, but it would allow me to have some real value in mind when reading your blog.
Thank you in advance, Best regards, Julien
Hello Julien
everything is indicated here: http://www.dividendes.ch/revenus/
I am 3.84% away from my target for the last quarter, it is certainly not huge yet but I am progressing quickly, especially since I have cash in reserve waiting for a future stock market correction. In addition, the second quarter is always much more profitable in terms of dividends. I plan to double my target achievement rate by the end of this year. This will of course depend on whether I can count on a correction or not. This is the advantage of a dividend investor, he likes it when the stock market falls 😉