risk

Mobilezone analysis

Find out why Mobilezone, the leading independent telecommunications operator in Switzerland, represents an attractive investment opportunity despite its high debt. Between its attractive dividend, its advantageous PER and its growth prospects, the company presents significant advantages for value-oriented investors.

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How to diversify your portfolio to protect yourself from market risks? (2/20)

This publication is part 2 of 20 in the series Diversify your portfolio

The article explores defensive investment strategies, focusing on sectors that are less sensitive to economic cycles, such as food, pharmaceuticals and real estate. It highlights the importance of selecting assets with growing dividends and low market correlation, while avoiding complex instruments such as options.

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Identifying quality Swiss stocks and promoting them (5/6)

This post is part 5 of 6 in the series Identifying quality Swiss stocks and promoting them

In this in-depth financial analysis, we examine the essential metrics of revenue and net income growth, with a particular focus on ROE and NPM to assess company performance. Beyond traditional financial metrics, we also explore sustainable competitive advantages such as brand quality, technical excellence, and customer loyalty, following Warren Buffett’s investment principles.

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Financial independence, a positive consequence of the uberization of society

In a world undergoing technological change, the collaborative economy and Uberization have radically transformed the way we work and consume since the advent of the Internet. From the emergence of Elance to the successes of Airbnb and Uber, this revolution offers new revenue opportunities and greater flexibility, while challenging traditional economic models, potentially including the banking sector.

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Old-age provision, or how to get ripped off by insurers under the watchful eye of the State

The Swiss old-age pension system, although considered one of the best in the world with its three pillars, shows significant limitations in its actual performance. Given the low returns of the minimum LPP rate compared to stock market performances, it is crucial to rethink one's pension strategy to ensure a comfortable retirement.

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An unconditional basic income?

The unconditional basic income proposed to the Swiss, which promises CHF 2,500 per adult and CHF 625 per child without the obligation to work, seems like a dream for financial independence. However, this initiative could threaten economic prosperity and wealth creation in society, as it risks demotivating the working population and destabilizing the current economic system.

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Diary of a future rentier (44)

This post is part 43 of 86 in the series Diary of a future rentier

Discover the challenge of transforming a hardworking ant into a thriving grasshopper, a change that goes far beyond the simple vacation mode. This metamorphosis requires a profound evolution of the state of mind and personality, especially when aiming for financial independence and a new approach to life.

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