risk

Valuation indicators (3/9)

This post is part 3 of 9 in the series Valuation ratios

Discover why dividend yield should not be the only criterion to consider in your stock market investment strategy. Learn how to avoid common pitfalls related to an excessive focus on yield and understand the tax implications, particularly in Switzerland where dividends are taxed unlike stock market capital gains.

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Mobilezone analysis

Find out why Mobilezone, the leading independent telecommunications operator in Switzerland, represents an attractive investment opportunity despite its high debt. Between its attractive dividend, its advantageous PER and its growth prospects, the company presents significant advantages for value-oriented investors.

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How to diversify your portfolio to protect yourself from market risks? (2/20)

This publication is part 2 of 20 in the series Diversify your portfolio

The article explores defensive investment strategies, focusing on sectors that are less sensitive to economic cycles, such as food, pharmaceuticals and real estate. It highlights the importance of selecting assets with growing dividends and low market correlation, while avoiding complex instruments such as options.

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Identifying quality Swiss stocks and promoting them (5/6)

This post is part 5 of 6 in the series Identifying quality Swiss stocks and promoting them

In this in-depth financial analysis, we examine the essential metrics of revenue and net income growth, with a particular focus on ROE and NPM to assess company performance. Beyond traditional financial metrics, we also explore sustainable competitive advantages such as brand quality, technical excellence, and customer loyalty, following Warren Buffett’s investment principles.

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Financial independence, a positive consequence of the uberization of society

In a world undergoing technological change, the collaborative economy and Uberization have radically transformed the way we work and consume since the advent of the Internet. From the emergence of Elance to the successes of Airbnb and Uber, this revolution offers new revenue opportunities and greater flexibility, while challenging traditional economic models, potentially including the banking sector.

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Old-age provision, or how to get ripped off by insurers under the watchful eye of the State

The Swiss old-age pension system, although considered one of the best in the world with its three pillars, shows significant limitations in its actual performance. Given the low returns of the minimum LPP rate compared to stock market performances, it is crucial to rethink one's pension strategy to ensure a comfortable retirement.

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