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Health insurance premiums: who are we kidding?

The article critically analyses the social insurance system in Switzerland, highlighting its impacts on the middle class and its problematic functioning. It highlights in particular how the obligation to insure creates a massive influx of money that benefits insurance companies without necessarily encouraging innovation or improvement of services.

Health insurance premiums: who are we kidding? Read More »

Performance 2022

The market was volatile in December, testing the resilience of the portfolio, which, thanks to a tactical allocation, outperformed the MSCI Switzerland index despite a difficult year. As new strategies are tested with promising results, the investor remains hopeful for the year ahead.

Performance 2022 Read More »

Tax withholdings on partnerships listed on the US stock exchange from 01.01.2023

The US tax authorities will impose a new 10% withholding tax on sales of listed partnerships (PTPs) for foreign investors as early as January 2024. This measure will impact not only energy companies but also many commodity and currency-linked ETFs, requiring a prudent review of investment portfolios.

Tax withholdings on partnerships listed on the US stock exchange from 01.01.2023 Read More »