Maximize Your Income: A Complete Guide to Dividends and Stock Market Investing

Microcaps, those companies with small capitalizations, are experiencing a difficult start to 2025. Should we rethink our strategy in the face of this uncertainty?

The stock market is often compared to casino gambling, but is this analogy really justified? Find out why long-term stock market investing is a more reliable strategy for getting rich than gambling, despite the lure of quick casino wins.

Analysis of the mixed performance of the investment portfolio in May, with a significant impact from the strength of the Swiss franc, particularly against the Japanese yen. Despite recent challenges in the QVM and Blue Chip strategies, a catch-up outlook is envisaged, supported by historical data and strategic adjustments to the portfolio.

Harry Browne's Permanent Portfolio offers a balanced investment strategy that, like an all-season tire, aims to perform in all economic conditions. This approach is based on the principle that each economic cycle corresponds to a type of performing asset, thus maintaining stable profitability with low volatility.

Discover innovative strategies for increasing your income by focusing on high-dividend companies while maximizing returns. Explore how to evaluate these companies using key indicators, and learn how to anticipate decisions to optimize your investments.

Discover the essential strategies for investing your money wisely, while minimizing risk and maximizing your opportunities for profit. This article guides you through the different investment options, from real estate to cryptocurrencies, to secure your financial future.

The US tax authorities will impose a new 10% withholding tax on sales of listed partnerships (PTPs) for foreign investors as early as January 2024. This measure will impact not only energy companies but also many commodity and currency-linked ETFs, requiring a prudent review of investment portfolios.

Find out why Interactive Brokers and Degiro dominate the broker market in Switzerland and Europe, offering reliable and cost-effective services for savvy investors. Charles Schwab also stands out as a key player thanks to its excellent service, appealing to even the most skeptical.

An insightful look at the stock market paradox, where one can be right and wrong simultaneously depending on the time scale chosen. Through an analysis of Bull and Bear positions, discover how perspective and patience can influence stock market success, as suggested by Stephen King's famous quote about the stopped clock.

Find out how to choose between banks and brokers for investing in the financial markets, taking into account brokerage fees and platform performance. Compare players such as Saxo, Charles Schwab and Degiro to find the best value for your money.

Faced with galloping inflation and historically low rates, central banks are slow to act despite the urgency of the situation. In this context, the financial sector, particularly banks and insurance companies, presents interesting investment opportunities with quality securities offering generous returns.

Learn how the U.S. Federal Reserve is taking a wait-and-see approach to inflation as banks struggle with the government debt crisis. Learn how to protect your wealth by capitalizing on limited assets like gold, quality stocks, and real estate.

Dans un retour nostalgique au salon Investissima, l'auteur évoque l'effervescence des années passées, marquée par l'enthousiasme pour l'investissement et les stratégies des institutionnels. Ce récit captivant souligne comment les petites bourses perdent souvent le fil face aux grandes tendances, révélant les dynamiques fascinantes du marché financier.

Explore how low interest rates and the COVID-19 pandemic are shaping the rapid return of inflation, threatening bondholders and large, indebted companies. Learn how to navigate this complex economic landscape and take advantage of value investing opportunities amid shifting monetary policy.

Bitcoin has recently reached new highs, increasing eleven times in a year, revealing both a speculative opportunity and a potential financial bubble. Despite its volatility and speculative nature, its rise demonstrates an insatiable demand outstripping supply, proving that it is not simply a speculative instrument.

Learn how buying gold is evolving with the integration of ETFs like GLD and new platforms like GOLD AVENUE, which offer innovative solutions for storing and selling precious metals at no additional cost. Explore the benefits of a balanced investment strategy that combines physical gold and exchange-traded funds to maximize your resources according to your financial goals.

Discover how to achieve financial independence with a high-performance, low-volatility portfolio that is ideal for any investor, regardless of their profile. Learn how to optimize your investments in stocks and ETFs, while benefiting from advice on how to succeed on international markets thanks to platforms such as Interactive Brokers.

Découvrez comment Donald Trump, en tant que président, a tenté de transformer l'économie américaine avec l'aide de son conseiller Powell, en visant le S&P comme indicateur clé de succès. Plongée au cœur de stratégies économiques risquées qui ont cherché à faire briller des entreprises en difficulté tout en rappelant les limites de la création de richesses ex nihilo.

US markets are showing a spectacular recovery with the S&P up sharply, surpassing its 200-day moving average despite a contrasting economic context. The dichotomy between Wall Street and Main Street is increasing, driven by the FED's interventions, while the unemployment rate is reaching historical records.

The Swiss stock index recently returned to levels similar to those of last October, as it approaches an uncertain period marked by disappointing results. With the specter of the Chinese virus still looming, the market must navigate between buying opportunities and risks of excessive speculation.

Intertek Group, a leading UK testing, inspection and certification company, is enjoying robust growth despite economic challenges. With a solid dividend yield and a history of continued growth, the stock represents an attractive investment opportunity for those looking for long-term safe havens.

Discover how a seemingly promising investment in the Reichmuth Matterhorn Fund turned into a financial nightmare due to the Madoff fraud. Learn crucial lessons about dependency on fund managers and the illusion of risk-free investing.

In this poignant testimony, an investor shares his disastrous experience with Swissair stock, where his blind faith in the company’s historical reputation led him to ignore fundamental warning signs. This story serves as a valuable lesson on the importance of not falling in love with a stock and knowing when to cut your losses in time, even when it comes to prestigious companies.

Discover how investing in General Electric, once an undisputed giant of industry, turned into a costly stock market lesson. A personal story that reveals the dangers of falling in love with a stock and the importance of properly assessing the fundamentals of even the strongest company.

In this personal testimony, the author shares his painful experience of investing in the technology bubble of the 2000s, notably with JDSU stock. This edifying story reminds us of the importance of prudence in the stock market and the essential lessons to be learned from our financial failures, particularly relevant in times of stock market turbulence.

The sharp fall in stock markets following the coronavirus crisis calls into question investor certainties and the extreme valuations observed in recent years. Faced with the imminent risk of recession and the still uncertain economic impact of the pandemic, the current correction could be just the beginning of a more difficult period for financial markets.

Faced with the pandemic and its impact on financial markets, investors are looking for safe havens such as gold and bonds. The survey reveals that despite the current volatility, the majority of participants are keeping their cool, even though stocks are still expensive, particularly in Switzerland and the USA.

Since the financial crisis of 2008, interest rates have been maintained by central banks at a historically very low rate, or even negative in some European countries, Japan and Switzerland. Not only is the level of rates exceptionally low, but the duration of this monetary policy is also particularly long. If… Read more: Faibles taux d’intérêts sur le long terme

The importance of factual data and concrete results in the valuation of a company, beyond the speculations and rumors circulating on the web. A pragmatic analysis that reminds us that the real value of a company is measured by its tangible performances rather than by qualitative comments or risky forecasts.

The Price-Earnings Ratio (PER) is a key indicator of a company’s valuation that can significantly influence investors’ decisions. Understanding its psychological and financial implications is essential to effectively navigate a volatile market.

Discover the key things to check before investing in a company and avoid common stock market investing pitfalls. From financial health to dividend policies, the red flags to watch for will help you make more informed choices and protect your investment portfolio.

Learn how to effectively select stocks using a screener, a powerful tool that allows you to search in bulk according to specific criteria. Learn how to combine different valuation parameters to identify undervalued companies while avoiding unpleasant surprises.

Retail investors are often treated differently than institutions in the financial world, facing hidden fees and inadequate advice. Find out why it’s better to invest directly in quality companies rather than relying on financial intermediaries who put their own interests first.

La tentation d'acheter des actions en forte baisse peut être séduisante, surtout quand une entreprise affiche un dividend yield alléchant. Cependant, il est crucial de comprendre que les actions dépréciées peuvent stagner pendant des mois, voire des années, avant de se redresser, et certaines ne retrouvent jamais leur niveau antérieur.

Les ETF (Exchange Traded Funds) représentent une alternative avantageuse aux investment funds traditionnels, offrant une réplication passive d'indices de référence à moindres coûts et une négociation quotidienne en bourse. Découvrez les spécificités fiscales des ETF domiciliés en Irlande et au Luxembourg, ainsi que les stratégies légales pour optimiser vos investissements et la gestion de l'impôt anticipé.

Découvrez les avantages d'une stratégie d'investissement basée sur les growing dividends, un formidable catalyseur de revenus stables et importants sur le long terme. Apprenez également à reconnaître les situations qui devraient inciter un investisseur à vendre ses actions, afin d'optimiser son portefeuille.

The stock market is set for unlimited growth, with low interest rates and juicy corporate profits. Technological and medical advances will revolutionize our lives, from health to partying, creativity and solving global problems like global warming.

Rebalancing, a key portfolio management strategy, involves regularly rebalancing the weighting of different asset classes to maintain the desired allocation and reduce volatility. This mechanical approach not only limits the emotional impact on your investment decisions, but also optimizes your portfolio by selling outperforming assets and buying undervalued ones.

Exxon, an American oil giant with a history dating back to the 19th century, is facing challenges in creating value for its shareholders, with its share price trending downward for the past five years. Although its fundamentals have flaws, the company remains an interesting stock in its recovery phase, which calls for vigilance, but not immediate buying.

Discover why 'less is more' applies especially to stock investing and how to avoid the pitfalls of over-analysis. Learn the fundamentals of building a strong, sustainable stock portfolio, focusing on companies that offer must-have products and consistent dividends.

Swiss cantonal banks stand out for their conservative business model and generous dividends, offering remarkable stability compared to large banks such as CS and UBS. A detailed analysis of the outlook and investment recommendations for various cantonal banks, taking into account future challenges such as the rental value reform.

Cash is an asset that everyone has, but it can be dangerous for preserving your capital in the long term. Find out how to optimize your cash and protect your assets with suitable investment strategies, even in times of negative rates.

Winter is coming, and with it comes a period of uncertainty in financial markets, marked by stock market declines and gloomy forecasts. Learn how to navigate this economic storm while maintaining a robust portfolio, with investments in real estate, blue-chips and gold opportunities to ensure better days ahead.

Discover the most common stock market misconceptions and learn how to overcome them to become a smarter investor. From misconceptions about stock market risk to myths about ETFs, this article helps you understand and protect yourself against the most common investment mistakes.

The author explains why the decline in audience of his financial analysis site is ultimately good news, following the abandonment of paid services. He reveals his new investment strategy focused on undervalued micro and nano-caps, a segment neglected by institutional investors but potentially very profitable for individual investors.

I optimized my investment portfolio by diversifying my assets between the US and Japanese markets, while drawing inspiration from Browne's Permanent Portfolio and Mebane Faber's strategies. This approach, combined with a capital protection system with stop orders, has significantly improved performance while reducing risks.

The art of managing your stock market investments requires a strategic approach, especially in the face of price fluctuations that can sometimes be confusing. Discover the best practices for protecting your portfolio, from the judicious use of stop losses to the importance of regularly monitoring your positions, all while maintaining the psychological discipline essential for success in the stock market.

In a world where car traffic has made our roads more complex, the reintroduction of priority to the right seems like a simple but effective solution to manage the increasing flow of vehicles. Take investing as an example: sometimes the best strategy is to stay calm and let others get agitated, while favoring a calm and thoughtful approach to maximize your gains.

Discover how financial market volatility can provide real opportunities for long-term investors, while also creating concerns for the average Joe. Learn how to value stocks for their earning potential, without the hassle of day-to-day management.

The article explores the progressivity of taxation in Switzerland and its impact on income, while addressing the issue of dividends and their taxation. Through an original ice-cream metaphor, it illustrates the importance of investment choices and their consequences on tax returns.

Swiss tax advantages on dividends and capital repayments according to federal law. Focus on withholding tax and taxation of dividends, example of Bern.

A humorous and informative look at investment taxation, beginning with a Halloween anecdote involving a child dressed as a tax inspector. The article explores the critical importance of understanding tax aspects in selecting investments, with a particular focus on the taxation of dividends and capital gains.

Find out why searching for stocks that pay the highest dividends can be risky and counterproductive. Learn how to identify companies with sustainable growth potential that will deliver attractive returns over the long term.

In a tumultuous economic environment, price fluctuations and market arbitrage remind us of the importance of making informed decisions. As traders get excited, staying focused on company balance sheets and results is essential to navigating these uncertain waters.

Dividends represent a strategic advantage for investors, offering not only better stock performance but also a source of regular and tangible income. This approach allows to focus on the fundamentals of the company rather than on market fluctuations, thus avoiding impulsive decisions based on panic or greed.

Learn why it’s essential to combine multiple valuation metrics with in-depth fundamental analysis to avoid value traps in the stock market. By investing in well-priced, financially sound stocks, you minimize risk while maximizing performance.

Learn how to navigate economic sectors to identify undervalued companies and unearth investment opportunities. By focusing on growth industries and exploring beyond geographic boundaries, you maximize your chances of success in the financial market.

Discover the price-free cash flow ratio, a financial indicator favored by Warren Buffett and considered one of the most reliable for assessing the financial health of a company. This ratio, which divides the stock price by the annual free cash flow per share, provides a more accurate picture of available cash flow while minimizing the risk of accounting manipulation.

The price-to-sales ratio is a valuable stock market indicator that relates a stock's price to its sales per share, providing a relevant signal for buying and selling decisions. Less subject to accounting manipulation than other indicators, it is particularly effective for evaluating both small and large companies, including those that are not yet generating profits.

The price-to-book ratio is a valuable indicator for value investors, measuring the relationship between a stock's price and its book value per share. Although some question its relevance in the Internet age, this analytical tool remains particularly interesting for identifying investment opportunities, particularly through NCAV and NNWC strategies.

Discover the secrets to assessing optimal dividend yield and avoiding common investment pitfalls. Learn how to use the payout ratio as a key indicator to select stocks with sustainable growth potential, while maintaining a balance between safety and profitability.

Discover why dividend yield should not be the only criterion to consider in your stock market investment strategy. Learn how to avoid common pitfalls related to an excessive focus on yield and understand the tax implications, particularly in Switzerland where dividends are taxed unlike stock market capital gains.

The Price Earnings Ratio (PER), although widely used by investors, has several limitations, particularly regarding the possible manipulation of earnings and its retrospective nature. Despite its drawbacks, this easily accessible indicator remains a good starting point for financial analysis, but should not be used alone to make investment decisions.

Valuation ratios are essential financial indicators for assessing the relative cost of a stock and making informed investment decisions in the stock market. Beyond just the price of a stock, it is crucial to analyze fundamental elements such as revenue, earnings, and dividends to determine whether an investment is truly worthwhile.

Financial forecasts by so-called experts are often as reliable as a roll of the dice. To succeed in the stock market, it is essential to maintain your independence of mind and remain humble in the face of market uncertainty.

Warren Buffett's letters to shareholders are full of timeless investing wisdom, combining economic expertise, common sense, and sharp humor. From the importance of investing in businesses rather than speculating, to the need to be prepared to seize opportunities in crises, these valuable lessons from the greatest investor of all time are available for free on the Berkshire Hathaway website.

Discover Warren Buffett's valuable investing lessons through his best letters to Berkshire Hathaway shareholders, available for free. From his long-term investing philosophy to his sage advice on risk management, delve into the timeless wisdom of the greatest investor of all time.

Warren Buffett, the greatest investor of all time, shares his timeless wisdom through his letters to Berkshire Hathaway shareholders. Discover his valuable advice on smart investing, including the importance of staying within your circle of competence and focusing on businesses you truly understand.

Discover Warren Buffett's best investing quotes and advice, from his legendary letters to Berkshire Hathaway shareholders. From the importance of long-term investing to how to avoid major mistakes, these timeless pearls of wisdom will guide you toward a better approach to investing.

An in-depth analysis of ETFs and efficient markets, exploring their benefits for beginner investors while highlighting the importance of thoughtful portfolio diversification. The article also examines the hidden risks of ETFs, including securities lending, and offers balanced investment strategies to optimize long-term returns.

ETFs, driven by efficient markets theory, paradoxically create a major market anomaly by artificially inflating indices without regard for fundamentals. This situation creates an imbalance where some stocks are kept on artificial life support while promising small-caps are neglected by the market.

ETFs offer a convenient solution to diversify your portfolio with low costs, particularly suitable for gold and bonds, but their growing popularity raises questions about their impact on the market. While the majority of investors focus on major indices, this trend could disadvantage small and mid-caps, calling into question the future effectiveness of this investment strategy.

Discover the fundamentals of stock market investing inspired by the strategies of Warren Buffett and Bill Gates. Learn how to select quality stocks, invest against the grain, and favor companies that pay growing dividends to build a solid long-term portfolio.

Is the efficient market hypothesis really relevant in the face of the success of investors like Warren Buffett and recurring speculative bubbles? Discover why the market is not as efficient as it is claimed to be and how to develop your own investment strategy to potentially outperform it.

Discover an investment strategy inspired by Marc Faber that distributes the portfolio between gold, bonds, real estate and stocks with a technical approach based on moving averages. This method, which shows interesting results particularly for stocks and bonds, allows to reduce volatility while maintaining superior performances to the classic buy & hold.

Discover a balanced asset allocation strategy with 70% in stocks, 20% in real assets and 10% in bonds, suitable for long-term investment. This allocation, based on the historical performance of the different assets, can be adjusted according to your risk tolerance and market conditions.

Discover the different alternative investment strategies, including the hedge fund approach and their short and long position techniques. An in-depth analysis of investment options for individuals and institutions, with a focus on the search for absolute profitability regardless of market developments.

Real estate represents a unique asset class, offering a risk-return profile intermediate between bonds and equities, as demonstrated by the SXI REAL ESTATE FUNDS index. Discover how to effectively integrate real estate investment into your portfolio, whether through funds such as CS REF INTERSWISS or the SRFCHA tracker, while maintaining a balanced allocation between your different assets.

Real estate, often compared to gold as a tangible asset, offers an interesting diversification in an investment portfolio despite its potential risks. Unlike gold, real estate generates regular income and offers protection against inflation, although it is important to remain vigilant against possible speculative bubbles, particularly in Switzerland where the market has experienced a significant boom.

In a context of expansionary monetary policies and uncertain markets, gold presents itself as an attractive safe haven compared to overvalued stocks and risky bonds. Discover why a small gold position in your portfolio can serve as both a hedge and a measuring stick for your investments.

Gold, often considered a controversial investment, produces nothing but remains an uncorrelated asset that can protect a portfolio in times of crisis. Find out why, despite its limitations, this precious metal can have its place in a diversified investment strategy.

Stocks and bonds are essential components of a balanced asset allocation, with a typical Graham allocation ranging from $25% to $75% for each class. Given inflation and current market conditions, it is crucial to intelligently balance these two types of investments while potentially prioritizing quality stocks or ETFs to optimize your portfolio.

Long bonds, although more volatile than short ones, offer an interesting inverse correlation with equities in an investment portfolio. Discover how to optimize your investment strategy with a balanced mix of equities and bonds, while understanding the risks and opportunities specific to the Swiss market.

Discover why stocks remain the best long-term investment despite their volatility, and how the Permanent Portfolio can help you optimize your investments. Learn the benefits of ETFs and the asset allocation strategy to protect your portfolio against inflation and market corrections.

Discover Browne's method, which reveals effective alternatives to traditional investments and challenges our investment habits. Between cash, bonds, gold and stocks, learn how to intelligently diversify your portfolio to optimize your long-term returns, even in a context of interest rates close to zero.

An in-depth look at the Permanent Portfolio, an investment strategy that minimizes volatility by combining stocks, gold, bonds, and cash. Learn why this balanced approach, while less profitable than pure stock investing, can be suitable for certain investor profiles while still providing protection against negative years.

Discover the Permanent Portfolio, an innovative investment strategy created by Harry Browne that adapts to all economic cycles like a four-season tire. This simple and proven approach is based on a balanced allocation between stocks, gold, bonds and cash, offering stable returns with reduced volatility.

The article explores defensive investment strategies by focusing on sectors that are less sensitive to economic cycles, such as food, pharmaceuticals and real estate. It highlights the importance of selecting assets with growing dividends and low correlation to the market, while avoiding complex instruments such as options.

Portfolio diversification is a major concern for investors aiming for financial independence, particularly through dividend-paying stocks. Discover in this series of 20 articles the different strategies to protect and optimize your investments, even in times of stock market volatility.

The art of stock valuation according to Warren Buffett and the importance of investing in quality companies at the right price. A methodical approach that emphasizes patience, emotional management and the judicious selection of stocks with long-term growth potential.

In this in-depth financial analysis, we examine the essential metrics of revenue and net income growth, with a particular focus on ROE and NPM to assess company performance. Beyond traditional financial metrics, we also explore sustainable competitive advantages such as brand quality, technical excellence, and customer loyalty, following Warren Buffett’s investment principles.

Discover the essential criteria for assessing dividend quality, including current rate, growth and payout ratio. An in-depth analysis of dividend stability and their importance in a long-term investment strategy, illustrated by real-world examples such as EMS Chemie and Schaffner.

Key financial metrics such as ROE, profit margin and equity are essential to assess the financial health of a company. A comparative analysis between EMS Chemie and Schaffner reveals significant differences in performance and financial strength, illustrating the importance of these indicators in investment decision-making.

Low quality is always too expensive, whether it's furniture, chocolate or stocks. Find out why it's better to invest in high-quality stocks for the long term and how to effectively analyze a company's value before investing.

An illuminating guide to investing that debunks misleading bank disclaimers and outlines the essential criteria for a qualitative investment strategy. The article emphasizes the fundamental difference between investing and speculating, proposing a prudent approach to achieving financial independence while avoiding the pitfalls of risky sectors such as biotechnology and hot technologies.

Discover advice from blogger and investor Sovanna Sek on the importance of dividends in your portfolio, especially in times of crisis. Learn how to assess the financial health of companies to secure your income through sustainable dividends.

Discover how Trading Auto Signal has revolutionized portfolio performance with impressive gains even in challenging market conditions. The system now automatically adapts to market conditions by offering leveraged ETFs optimized to maximize gains while systematically managing risk.

Trading Auto Signal is an investment strategy that aims to achieve positive performance in all types of markets by tracking the S&P 500, while ideally complementing dividend growth strategies. This system generates buy/sell signals via email to effectively trade ETFs and dividend stocks, thus allowing you to build a diversified and low-volatility portfolio.

A revolutionary new tool, Trading Auto Signal, will soon be launched to allow investors to trade dividend growth stocks based on their rating and market signals. This innovative tool also offers downside protection while maintaining the core philosophy of dividend investing.

The turbulent stock market year is testing the nerves of investors who may fall victim to cognitive biases in their investment decisions. Discover four common psychological biases that influence portfolio management and learn how to overcome them to make more rational decisions.