[nicop88]

Ok, okay, I kind of suspected this answer. Thanks for your quick response 😉

[nicop88]

Hello Jerome.

I currently have a certain amount (around 20k) that I cannot invest in the long term. Indeed, it will be used for my professional activity but not right away. I will need it maybe in 6 months, 1 year, 3 years or more, I don't know yet.

However, I don't want to let it sit in a bank account. So I'm looking to place it in a relatively safe asset, i.e. without much volatility and that I can withdraw at any time.

Bonds are not yet interesting, nor is real estate. Gold perhaps?
Difficult to make a reliable choice in the short term.

What do you think?

Thanks for your opinion.

[nicop88]

Ok everything is in order!

[nicop88]

Hello Jerome,

It seems that my subscription has expired but I still have access to the PD data and above all, I cannot renew the subscription (it always sends me to the login link).

[nicop88]

Hi Jérome,

I confirm that the exchange of titles took place. It still took about ten days but I got what I was owed 😉

[nicop88]

Ok ok. Thanks for all this info Jérôme. I suspected that there was probably an explanation for this but it's always a little scary to see so much red on your wallet 😄

[nicop88]

Ok thanks for the info.

I don't understand why the stock dropped by 97% anyway.

https://www.zonebourse.com/cours/etf/LYXOR-MSCI-WORLD-CONSUMER-6774219/

And I am currently still at a loss on my DeGiro account.

• This reply was modified 1 year, 6 months ago by nicop88.

[nicop88]

Absolutely, you're right. As I said, I'm a beginner so my past choices have been based solely on belief. It's worked out pretty well so far because I mainly invested at the beginning of covid and therefore at the right time. But it was luck. I'm now going to think a lot more about my investments thanks to your book, among other things 😉

Thanks for your feedback!

[nicop88]

So you never buy and hold then? I also see that there are no ETFs in the world, no point in buying and holding until withdrawal time according to you?

The stocks/ETFs I currently have I either bought because I believe in the future return (e.g. ETF on renewable energies), or because the price has fallen sharply and I think it will rise again at some point (e.g. Alibaba).

For the rest it's pretty clear, thank you.

[nicop88]

Also, in order to easily manage my PF, do you have a tool that directly calculates the % of each asset or do you do this manually with Excel for example?

[nicop88]

Hello Jerome,

I am now a premium member. My goal now is to understand the positions well with the help of the clues you share.

I am still a beginner investor, so I have a few questions about the PD (sorry if some questions may seem "stupid"). I will take here the example of the PD of October 1st:

– for the target in % on the right, are we talking about the % of an asset compared to the total of the PF? So if my PF is at 10k and the target of the US stocks is at 12% (stocks and/or ETF), I must total 1200 balls for this asset?

– when you say “lightened in action”: we just follow your sales positions (which may be out of sync)?

– Concerning ETFs, example of CSSX5E at 1/10: so I do nothing here? I do not sell or buy? But which % of my PF should correspond to this asset then? 0%? So it is possible that I do not have any European ETF (or shares) in my PF?

– How to short an ETF on DeGiro?

– On my current PF, I have several stocks (and ETFs) currently in loss, what do you advise me? Keep them and wait until I am positive again or sell anyway?

THANKS

[nicop88]

Yes you are right.

Thanks for the advice.

Happy Sunday

[nicop88]

Thanks for the quick response.

Might as well open another account with another broker now. Which one do you recommend? Interactive Broker?

On the other hand, as much as I understand why diversify your investments, I don't understand why diversify brokers. Unlike cryptos (if they are on exchanges), we are indeed the owners of our shares, aren't we? So if DeGiro were to go bankrupt, I would remain the owner of my assets, right?

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