[Look]

Hello Jerome

In my securities account I bought two American stocks that you rated 4 stars: Coca Cola and Exxon.

But it is true that the price is rather high.

I was so excited to get started that I didn't even look at the price and now I'm wondering if I messed up.

Fortunately, the most important thing for me is the dividend. And there I am not too worried.

By the way, I ask myself the question: which account will this dividend be paid into? The current account at my bank or my broker's account?

My sister told me that I should invest in bonds and everywhere I read it says that you should vary but if it is for a return barely exceeding that of banks….

As for real estate, not only do I know nothing about it, but I also don't have the means.

You recommend: “low volatility, defensive sector, low beta”

At the moment I don't really know what that is. I'll just rely on your notes.

I understand that it is not the performance that matters; you explain it very well in your writings.

As for the exchange rate risk, I will stick to American stocks investing in Europe and French stocks.

But I don't really know what to put in the PEA. The French stocks you list are very expensive: BIC, BOIRON, L OREAL, AIR LIQUIDE
Strong but very expensive…
Will it continue to climb like this indefinitely?

What worries me is the tax authorities. I have never filled out a tax return since I received it pre-filled and now I find out that I will have to start doing so.

I don't want any problems with the taxman.

Look

[Look]

Hello Jerome

Thank you very much for this answer.
You don't have time to answer everyone so that you don't have to answer, I'll rephrase what I think I understood.

Only respond if you think I am wrong.

1) -I do know about moving averages but when you were talking about the market I didn't know what you were referring to.

As I see it, it's simply the stock price.

However, I still don't understand what allows you to say, for example, that the market rate is 2.5% and that consequently we should not exceed 5% of yield.
How do you know the rate is 2.5% and what does that mean? It's stated in your book.

2) Thanks for the PER scale. It's clearer.

3) There too it is clear. And for more precaution I will rely on your tables.
To think that I bought two American stocks without looking at the price or the rates. I chose them just because they are dividend aristocrats. Now I wonder if I made a mistake but I will not do this stupid thing again.

Thanks for the link, I will print it.

Ernie, I spent a year there.
And every time I read a forum, I came away with the impression that I understood absolutely nothing.
I know maths and I can tell you that finances are ten times worse.

[Look]

Good evening again Jerome

I read your very interesting answer carefully and this time, you will understand why we are so rare on the stock market.
I don't know if all women are like this but I'm rubbish at finances and what seems so obvious to you is so difficult for a novice like me.

1- How to know the market trend? How to know its average?

2- How do you know if a stock is too expensive or cheap? By the PER? If so, what value?

3- Bad fundamentals: the dividend no longer covers enough: what does that mean? How to know? By the distribution rate?

4- You say: a yield must not exceed 5% but what is the minimum value tolerated?

5- What does it mean that a stock has become overpriced? That it has become too expensive? And how do we know that? By the PER or by the yield? After all, what does it matter since all that matters is the dividend. A stock becomes more expensive simply because the company has proven itself, right? I don't understand why that could be a selling criterion.

6- How is a yield of 1.4% bad?

7- How do you know that oil is cheap?

8- A company that distributes dividends: how to know and where are they displayed?

Excuse me if you find my questions stupid.
But you can be sure that all newbies ask themselves these questions.

[Look]

Hello Jerome

Thank you very much for this response which touches me a lot.

I printed it and it's one word page.

Once again, thank you for this detailed response which must have taken you some time.
I will study it with a clear head and will not fail to tell you what I think of it.

Thank you for the welcome. If you don't see many women in the stock market, it's because the stock market and your language seem so complicated. At least that's how I see you.

You are practically the first to make things accessible to us.

Regarding the titles, I will look at what standard deviation, volatility and so on mean, but it is clear that I do not ask myself any questions concerning the titles which appear on your extremely well-made site.

Thank you for everything you make available to us.

Look

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