[Investissor]

Hello, thanks for the reply. So I went to see Viac. You are right, but my problem is that the ETFs used come from a bank whose viability is compromised… Let's say that it is the establishment whose stock is no longer worth more than the price of a coffee.

On the other hand, I finally found a solution with the passive, non-synthetic swisscanto funds that I was looking for. It is directly with the ZKB pension fund. Or their Frankly app.

Good evening

[Investissor]

Hello, to continue on the subject of dividend taxation.
– The latest tax statement of my title pf (2021, paid) has a QR-Code. It can be imported into the tax return (me Fribourg) and it automatically imports the wealth and dividends. Considerable time saving.

I have US, FR, UK and CH titles. Some remarks:
– FR: so there is a withholding tax of 26.5%. Then, on the BCV statement they specify the part recoverable by the CDI (too complex I give up on that), and the non-recoverable part called “flat-rate imputation”. This amount goes into the BCV statement then onto my tax return in the DA-1 form. And theoretically, this amount is supposed to be deducted from my invoice sent by the canton. I checked, even in 2020 they never reimbursed me anything. On your side, how is this reimbursement materialized?
– US: So there is a big disappointment. My US shares have a withholding of 30% and nothing else. So fiscally I am taxed on the gross amount, while having already paid 30% at source. More than half of the dividend is therefore eaten. Is it an error on my BCV statement or are you doing something else to recover part of it?
– UK: My tip has been to favor English stocks for the past 1-2 years. The CDI specifies that there is no withholding tax. Nada. And I confirm it. So I take advantage of it.

Happy Sunday

[Investissor]

Good morning,

Regarding dividend taxation, these foreign taxes at source are indeed problematic and eat away at a significant portion of this income. Example: Total, VW, etc.

I saw that many of these foreign securities are also listed on the Bern stock exchange, in CHF. Does anyone know if the dividends are treated as if they were Swiss shares? Or the withholding tax of 35% which is recoverable anyway?

Example with this title: https://www.bxswiss.com/instruments/DE0007664005

On the other hand, it is not very liquid. But if you want to do buy and hold it is not a problem. Do you think it is risky? Are these "real" stocks or some other dodgy exotic financial instrument?

Good day

[Author]

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