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Viewing 15 posts - 346 through 360 (of 582 total)
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  • in reply to: Introducing the passion for trading #17162
    Jerome
    Keymaster

      Hi Laurent
      coincidence or not, I came across your blog yesterday while googling.
      A trader who lives in Nendaz is original 😉
      If you like, I'll open a contributor account for you: http://www.dividendes.ch/membre-contributeur/
      your life story may be of interest to my readers, even if our investment methods differ significantly.

      Jerome
      Keymaster

        Come to Switzerland, I tell you. Here, the value of work is important. There are also profiteering slackers, but they're not in the majority. And above all, they're quick to spot, label and point the finger.
        Incidentally, regarding the transfer of securities, I had been able to negotiate with Postfinance to pay part of the transfer fees (which the other broker was charging me).

        in reply to: crazy #17159
        Jerome
        Keymaster

          A country's wealth has always been created by the "little guys", the hard-working ants. Never via the political cicadas.
          In France, there are too many cicadas compared with ants.

          Jerome
          Keymaster

            Come to Switzerland!

            in reply to: Tax-free "dividends": ZURN and the others? #17157
            Jerome
            Keymaster

              Interesting yes thank you, but beware this video is from March and these companies' dividends have all already been paid for this year.
              And there's no guarantee that it'll be the same next year.
              Incidentally, I'm surprised that all these SMI blue-chips (see video at 3:16) have simultaneously resorted to this practice... I wonder if that's really the case. Can anyone who owns these stocks confirm this?

              in reply to: Teekay Offshore (TOO) #17153
              Jerome
              Keymaster

                Hello Gregory

                First of all, it's important to understand that I use REITs and MLPs as a hedging strategy.
                Just a reminder here: http://www.dividendes.ch/2013/11/les-strategies-de-dividendes-croissants/
                It's a riskier strategy than the Global Dividend Growers, more volatile, in fact the most volatile of my 4 strategies.
                So reserve this for investors with stronger nerves and who already have several fund values in their portfolio.
                TOO's fundamentals are not at their best. The stock is bearing the brunt of falling oil prices.
                But paradoxically, that's why it's so interesting: it allows us to hedge against variations in the dollar (which is inversely correlated with the dollar).
                Here's a reminder: http://www.dividendes.ch/2011/12/actions-en-devises-etrangeres-et-risque-de-monnaie-12/
                I recently acquired XOM and BP for the same reasons. I'm counting on a long-term rise in the price of oil, which will cover my numerous positions in dollars, a structurally weak currency.

                The 4 stars therefore reflect this quality of hedging against currency risk, combined with relatively low volatility in our reference currency CHF (I say relatively, because REITs and MLPs are quite volatile by nature). Of course, the high dividend is also attractive, but this carries a risk due to declining earnings. We must therefore consider the drop in share price and the increase in yield as a premium for the risk taken by the investor. In other words, the dividend cut is already anticipated in the current share price. In the end, that's my opinion.

                The rating is updated every weekend. On the other hand, your question tells me that I should be stricter on the rating for this strategy, to reflect its riskier aspect. I'll see how I can put this into practice.

                in reply to: Introducing YackYack #17152
                Jerome
                Keymaster

                  Hello YackYack

                  welcome to you and courage, the road is long but it's worth it!

                  in reply to: index fund (passive management) growing dividends #17151
                  Jerome
                  Keymaster

                    because rising dividends beat the equity market
                    http://www.dividendes.ch/2011/05/ces-dividendes-croissants-qui-battent-le-marche-13/
                    and that the equity market is outperforming the real estate market (historical average return of around 10% for equities, about half that for real estate).
                    I buy direct and I rent, but I also have real estate funds and REITs.

                    in reply to: index fund (passive management) growing dividends #17149
                    Jerome
                    Keymaster

                      Each stock is influenced to a greater or lesser extent by the market (which is reflected in its beta). A stock with a high beta, even one with a low P/E, can fall, just because its friends are falling too. Of course, if its fundamentals are good (which is not always the case with a low P/E), it will fall less than the market, and more importantly, it will rise faster.
                      The market view gives a global overview, while the PER or other valuation indicators give an individual view. The two views complement each other.

                      in reply to: Where to start? #17146
                      Jerome
                      Keymaster

                        another useful link:
                        http://www.dividendes.ch/forum-2/dividendes/questions-quand-on-commence-en-bourse/

                        how much to start with... let's say you follow the rule of no more than 1% in transaction fees, so I'll let you do the math based on your broker's fees in relation to your first purchase
                        DEGIRO I don't know at all, not known in Switzerland.
                        price as such is meaningless
                        a share at USD 15 is no cheaper than one at USD 30
                        always compare the price with a benchmark: profit, dividend, book value...

                        in reply to: Presentation Florent522 #17144
                        Jerome
                        Keymaster

                          Hello Florent

                          welcome here and all the best with your investments ;-)

                          in reply to: Where to start? #17143
                          Jerome
                          Keymaster

                            Good morning

                            start by browsing the site (especially the tutorial) and the forum.
                            Then use the tools provided in the member's section and base yourself on the recommendations of the different strategies, especially to start with the Global Dividend Growers.

                            But I'd say that with 500 euros, the most important thing for you right now is to save, so focus on the tutorial and the following articles
                            http://www.dividendes.ch/2012/12/tout-ce-quil-faut-savoir-pour-devenir-un-rentier-precoce/
                            http://www.dividendes.ch/2013/03/ou-va-votre-argent/

                            Emergency Fund

                            in reply to: index fund (passive management) growing dividends #17142
                            Jerome
                            Keymaster

                              It's important to take the market into account before buying an individual stock. The higher the market, the greater the risk. So, if this is the case, limit yourself to stocks that are less influenced by market movements (so-called low-beta stocks - food, consumer staples, cosmetics, cleaning products, tobacco, alcohol, real estate, etc.). You also need to buy less often and/or in smaller quantities, and above all focus on the best of the best, really choosing quality stocks that are still cheap.

                              in reply to: index fund (passive management) growing dividends #17140
                              Jerome
                              Keymaster

                                Good morning
                                for the market : http://www.dividendes.ch/evaluation-du-marche/
                                I don't know how long it will take, we need a trigger... but at the moment it's clear that it's not the right time to make massive purchases...
                                for the second question, it's not my specialty, so I'll eventually let others answer it.

                                in reply to: index fund (passive management) growing dividends #17138
                                Jerome
                                Keymaster

                                  Hi

                                  1) dividends are distributed quarterly
                                  2) dividends don't exclude real estate (or parking spaces)... personally, I do both, even if I'm only talking about dividends here. In the long term, dividend-paying stocks are more profitable than real estate.
                                  3) by choosing stocks, you can select the best of the best, which is not the case with an ETF. Quality companies with growing dividends pay off well:
                                  http://www.dividendes.ch/2012/08/les-atouts-des-payeurs-de-dividendes/
                                  http://www.dividendes.ch/2012/06/presentation-aux-peers-a-lausanne-juin-2012/
                                  4) 4* and 5* represent the best profitability/risk ratio. In the event of a crash, if fundamentals remain good, the stock maintains or increases its rating. But if fundamentals are poor, the rating will fall. In the stock details, you'll find the last rating before the change. But no history, sorry.

                                Viewing 15 posts - 346 through 360 (of 582 total)