Presentation Jlevray

[Julian]

Hello everyone !

 

Let me introduce myself, my name is Julien, I am 29 years old and I am an engineer in France.

I've been circling the topic of investing and financial independence for a few years now, but I've never really formalized it into goals or strategies (one flowing from the other).

However, I have always had strong savings habits, and I have already been able to test different media. I have a PEA (tax-free stock market portfolio in France), but it is not very well funded.
I had opened it at the time to buy Volkswagen shares shortly after the Dieselgate affair (which allowed me to make almost 100% profit in 2 years).

Since relatively few investments, until 2020, when I bought a few shares, based, as is often the case for some beginners, on a dividend strategy:

• FP
• AI
• SAN
• DG

Very classic in France. Of course 1 month later there was the covid crash and I panicked a little (in particular I sold DG at a loss).

 

Besides that, I spent 1.5 years mining cryptocurrencies, I had about 0.3 bitcoin which I sold on the peak at 9k€ recently.

 

 

After finding this site, in which I recognize a quality approach, and a pragmatic vision of things. Really bravo for the quality of the articles, the ebook and the good frequency of updates of the site.

 

I am more motivated than ever to build a solid strategy for myself and stick to it (to avoid panic phases!).

I plan to open a securities account to gain exposure outside of Europe, and I am seriously considering getting back into crypto.

 

see you soon !

 

 

 

[Jerome]

Hi Julien

And welcome!

Thank you for your compliments on the site and the e-book.

These are old acquaintances among the stocks you mention, since I followed them as part of one of my portfolios at the time.

Interesting that you talk about cryptos because I was very resistant to them until recently but following their collapse I started to take an interest in them.

I even added a little tracking line as part of my defining portfolio.

I was indeed looking for an asset that was, like gold, decorrelated from other assets, but I could not find any, until I noticed that bitcoin had this very rare characteristic.

Only fools never change their minds...

A++

Jerome

 

[Julian]

Yes cryptos, what madness!

I regret not having entered it earlier, I had been interested in it in 2016, but it was still quite confidential and not very secure. Today it is much easier even if you always have to be careful about security.

I saw indeed that you added a line and started investing in XBT. Are you buying directly or via an ETN?

see you soon

[Jerome]

Yes it is still a small position for now because I am not yet as comfortable with bitcoin as with other assets. Nevertheless I must say that in just a few days the performance has glued me to the table.

I've done a lot of research to find out the best way to buy some. The dedicated live exchange platforms didn't seem safe enough to invest in large amounts. It seems to me to be useful for exchanging currency, but not for investing.

So I looked at futures. You can do it via Interactive Brokers. There, in terms of security, it's bulletproof. On the other hand, it's just the opposite of the first solution, the amounts at stake are very large, because of the leverage effect.

Since ETFs don't exist yet, I ended up using the only decent exchange-traded instrument I could find, the Stockholm Stock Exchange's XBT ETN. I have to say that I'm quite pleasantly surprised in terms of liquidity and fees.

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