presentation of "Soon"

[Soon]

Good morning,

1000x bravo for the quality of the information on the site. I have been a regular reader for a few years.

Presentation? Brief! Pseudo "Soon" because I hope that soon I will be there living off dividends!!

Some notions of financial markets but a lot to learn to maximize tax and second pillar.

and… 1000x thanks for the quality of the info.

Sincerely

[Jerome]

Hi

Welcome to you

Thank you for your compliments and all the best in this wonderful adventure!

[Soon]

Soon is no longer adequate as a nickname.. I should use "It's done". The rate race is over for me!

[Jerome]

Well done !!!

A new escapee from salaried employment. Welcome to the club. Don't hesitate to tell us more: how you bowed out, what allowed you to get there, what do you plan to do from now on 🙂

[Soon]

In summary:

– Learning in the field of pension planning – including maximizing the tax possibilities available for the 2nd pillar – (which is not very appreciated by some but in my case very effective).

-Diversification of my sources of income with crowdfunding in real estate (Foxstone)

-Complete review of my expenses…

-Creation of a company. I am now my own part-time employee which allows me to pay myself a low salary (provided it lasts) which has the double advantage of adding a little diversification of income and qualifying for the payment of AVS/AI/etc. I therefore avoid paying AVS/AI/etc. contributions based on income + wealth as a person without gainful employment.

The offer for the management of “Libre Passage” accounts surprised me by its lack of homogeneity, despite the regulation in place, and the marked differences in cost structures and results.

This flexibility, especially in terms of "over-mandatory" capital, has been welcome for the choice of LP institutions, particularly regarding strategic allocation and management control (by myself or by the institution). This allows for diversification, given that my portfolio is mainly focused on dividends, while the Free Passage consists only of ETFs.

On my roadmap: Enjoy my flexible time, travel, enjoy my new professional activity without the hassle, stress and other constraints linked to a traditional job. I give myself 2 to 3 years before taking stock.

[Jerome]

Hello and thank you for this testimony

Yes indeed, an additional independent activity not only allows you to diversify your income but also to avoid the AVS levy for people without gainful employment. This is very appreciable. I would also add that it is good for your head and your social side.

Regarding free passages: indeed heterogeneous offers, but also quite pitiful. Why not take advantage of your independent status to get out everything that's left? If you ever have 12 months to do so.

Well done, welcome to this new life. Sometimes the first few months are paradoxically a bit destabilizing, but you quickly get into your cruising speed, if I dare say 🙂

And then there are always those moments of pure delight that remind you of your old life. And there, it's always the opportunity to tell yourself that for nothing in the world would you want to go back 🙂

[Soon]

Hi,

Thank you for your feedback.

I didn't dare say it, but it's a learning process to detox from work and have the luxury of time! As strange as it may seem.

My old life was reminded of me after the end of year holidays when everyone returned to work!! No regrets, quite the contrary..

 

[Jerome]

I didn't dare say it, but it's a learning process to detox from work and have the luxury of time! As strange as it may seem.

That's exactly it. Just as it took many months, if not years, to get used to the world of work, it also takes time to relearn how to live normally.

[Author]

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