Investing to become financially independent
Investing to become financially independent
ADP, the Nasdaq-listed payroll and HR services giant, stands out for its remarkable stability and 70 years of expertise with large corporations. With an attractive dividend and exceptionally low volatility for a technology stock, ADP demonstrates attractive defensive characteristics in an uncertain market.
Our portfolio declined by -4.37% this week, despite a positive SMI of 0.19%, due to low stock volatility and the impact of the strong dollar. This performance is explained by our long-term, dividend-focused investment strategy, as well as by currency fluctuations, notably the strength of the Swiss franc against the dollar and the euro.
P&G, world leader in household products with iconic brands such as Gillette and Pampers, boasts an impressive 56 consecutive years of dividend increases. With a current yield of 2.80% and stable growth, the company demonstrates its strength and long-term investment potential.
Our investment portfolio continues to grow, posting -2.76% since February 3, in parallel with the Swiss market, which reached -0.23%. The defensive strategy focusing on international companies is proving its worth, particularly in the face of dollar fluctuations, with controlled volatility of 12.32% versus 17.60% for the SMI.
In addition to keeping consumers warm with its flagship North Face brand, VF Corp (NYSE: VFC) also warms investors' wallets with an attractive yield of 3.3%. Despite notable volatility, the company boasts 37 consecutive years of dividend increases and a conservative payout ratio of 46.13%.
VF Corp (NYSE: VFC): Winter comfort and resilient dividends make for a strong portfolio Read More »
The portfolio posted a decline of -3.04% last week, compared with -0.52% for the SMI, despite CenturyLink's (CTL) excellent performance. Although our defensive positions tend to underperform during bullish market corrections, the portfolio's volatility remains under control at 12.29%, well below that of the SMI at 17.59%.
Our investment strategy favors low-volatility equities, focusing on dividend yields rather than stock market fluctuations. To optimize diversification and reduce risk, we also recommend mixed funds (equities and bonds) as well as real estate funds denominated in CHF and EUR.
To become a true capitalist, you must first learn to save part of your salary before you can invest. The key is to pay yourself first by automatically setting aside 10 to 20% of your income, a simple but effective strategy for building your investment capital.
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