Beat the market

For eleven years, I have been reading financial literature, stock market websites and blogs and I can read almost everywhere that we are promised to beat the market and have annual returns greater than 20%. Apparently Madoff's lesson was for nothing since the so-called advice continues unabated. If it really worked, why do those who found the gold mine have fun marketing their ideas on the Internet and in literature? In their place I would put all my savings into the stock market...

On the other hand, these pseudo good advisors should be so rich that we should hear about them everywhere, buying up bigger and bigger companies, until they compete with a certain well-known intelligent investor. With such performances, they would even end up cutting off the branch on which they are sitting, not knowing where to invest all the cash they have collected. Frankly, If there was really something, we would know about it. ! And as soon as it is known, it is too late, the market corrects!

The market is always right. It is true that some traders and investors manage to beat it over a few months, or even a few years. Those who do better than him over several decades are very rare, however.. And that's fine, it means that there will always be profits to be made somewhere. I am wary of exceptional returns. In the best case, they are temporary: a stroke of luck, a temporary market anomaly, an increased risk... But in the worst case, they are misleading: movements given after the fact, hidden or not very transparent portfolios, inaccurate or unknown method of calculating returns, etc. The problem with paid sites is that to encourage you to take out your wallet, they need to display superior performance. Again, if that were the case, they would not share their knowledge and would not waste their time on the Internet. They simply would not need your money.

I chose a different path. I display everything, my profitability, good or bad, it doesn't matter. Above all, I put my words into action. If my model considers that a stock is a buying opportunity, I place an order. Furthermore, I immediately choose NOT to beat the market. Let's be clear, I don't want to lose money, and if I beat it in the end, well, so much the better, but that's not my primary goal. My goal is to have a wallet who me provides progressive dividend gains with lower volatility than the market. It turns out that the stocks that fit this scenario are generally very profitable investments in the long term. But it's true that when we talk to you about laundry products, toothpaste, mineral water, hamburgers and diapers, it's still a lot less sexy than biotechs, smartphones or other tablet PCs.